Tag Archives: San Jose Bankruptcy attorney

My Creditor Has Sued and Gotten a Judgment Against Me. Is It Too Late to File Bankruptcy?

Among the many common myths about bankruptcy I hear from prospective clients seeking bankruptcy advice is the notion that once a credit card or other bill collector sues and obtains a court judgment on a debt, it may be too late to file bankruptcy. This is simply not true. Unless the judgment includes causes of […]

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San Jose Bankruptcy Attorneys and NACBA Propose Principal Paydown Plan for Chapter 13 to Help Struggling Homeowners

In my San Jose bankruptcy practice, I meet with homeowners nearly everyday who are struggling to stay in their homes because of the foreclosure crisis. Many of them are in their 30s and 40s, and, as recently reported by NPR, disproportionately affected by steep declines in their home’s value because they had the unlucky misfortune […]

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Unlike Bankruptcy, Private Debt Settlement Can Lead to Big Tax Problems

It’s another symptom of this prolonged recession. Private debt settlement companies are cropping up like mushrooms all over the Bay Area. Their advertisements urge people not to consider filing bankruptcy and promise that they can negotiate settlements with your creditors instead. In general these debt settlement outfits are not attorneys, and they cannot offer any […]

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Can I Qualify For Chapter 13 Bankruptcy If I’m Not Employed?

Chapter 13 bankruptcy provides powerful debt relief for those who can afford to pay something toward their debts. Chapter 13 provides debt relief tools that are unavailable in Chapter 7, including the ability to strip off junior liens from real estate and to cram down auto loans to a vehicle’s current fair market value in […]

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How Do I Place a Value on My Small Business in Bankruptcy?

No doubt it’s because I practice debtor’s bankruptcy in San Jose, which has traditionally had more than its share of entrepreneurs and small business owners, many of my bankruptcy clients are self employed. Because every debtor, whether in Chapter 7 or 13 must list all of his or her assets and provide a value for […]

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I Was Just Served with a Motion for Relief from Stay. What Is It?

Both Chapter 7 and Chapter 13 bankruptcy provide an important, immediate relief from creditors trying to collect from the debtor. As soon as one of our bankruptcy attorneys files your case, you will get the benefit of the Automatic Stay, which prohibits nearly all of your creditors from collection activity while your bankruptcy case remains […]

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Welcome to the Bay Area Bankruptcy Lawyer Blog

As a Bay Area bankruptcy attorney, I must say representing the smart, hardworking people and small businesses of San Jose, the East Bay and San Francisco has been a most rewarding experience. This practice area affords our law firm to truly fight the good fight by helping the regular, honest people in our community free […]

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